If you are turning age 65 soon, are eligible for Medicare and are not covered by an employer plan, you’ve got some homework to do. Understanding basic Medicare coverage and the terminology of Parts A, B, C, D and Medigap is the best place to start. Everything new comes with potential challenges, but by laying the foundation with solid information, you will have what it takes to select the right Medicare coverage to protect your health and your wallet.
Sidestep These Potential Medicare Mistakes With Knowledge
Many new Medicare enrollees are surprised to find out that vision care, dental care, glasses and hearing aids may not be covered by Medicare. (Medicare Part C may cover some of these services.)
Also, many folks mistakenly think long-term care expenses are covered by Medicare. Long term care services are not covered by Medicare.
If you miss deadlines for signing up, there may be ongoing penalties. And if you miss the sign-up deadline for Medigap, your coverage may not be guaranteed.
Knowing the details of what’s not covered by Medicare, can be almost as important as knowing what is covered. It’s not impossible to figure Medicare out. There are terms to understand, mistakes to watch out for, actions to take and deadlines to meet.
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